Just remember, we're not a lender, we're a credit score broker working with a spread of lenders†. Conventional payday lenders do not report on-time funds to TransUnion, Experian or Equifax, the major credit score bureaus. http://www.pinnaclebattleship.com/wiki/index.php/6_Suggestions_To_Start_Building_A_Short_Term_Personal_Loan_Bad_Credit_You_All_The_Time_Wished