如果成功申請債務重組，便可以按照個人的還款能力，與債主重新商議還債安排，同時避開破產，保留專業資格，以免對工作、信貸紀錄及個人聲譽帶來深遠影響。 Even though it isn’t not possible to go a credit Test although within an IVA, it's going to continue to be with your credit file for six decades through the day it was permitted, which might have an affect on your capability to get credit rat... https://drp22111.life3dblog.com/29009521/the-definitive-guide-to-iva-ivano1-com